Unpaid debts and non-performing loans cripple liquidity and stall enterprise growth. At Wangui Kuria & Co. Advocates, we understand that in debt recovery, timing and firmness are everything. Combining commercial tact with aggressive enforcement strategies, we assist corporate lenders, financial institutions, micro-finance organizations, and commercial businesses in recovering outstanding debts swiftly while minimizing legal friction.
Navigating debt enforcement in Kenya requires strict compliance with the Civil Procedure Act (Cap 21), the Auctioneers Act (Cap 526), and the Insolvency Act. Our recovery team offers comprehensive legal remedies across every stage of the debt collection lifecycle:
Pre-Litigation Recovery & Demand Notices:
Issuing formal Statutory Demand Letters and pre-action notices to trigger rapid debtor action.
Negotiating structured debt repayment agreements, promissory notes, and out-of-court settlement deeds with enforcement guarantees.
Civil Recovery Suits & Summary Judgments:
Filing applications for summary judgments on undisputed commercial debts to bypass lengthy trial delays.
Instituting debt recovery lawsuits across the Magistrates Courts and the Milimani Commercial & Tax Division of the High Court.
Specialized Auctioneering & Asset Attachment Proceedings:
Obtaining and drafting warrants of attachment and sale for movable and immovable debtor assets under the Auctioneers Act.
Coordinating with licensed auctioneers for asset proclamation, professional valuation, public auction execution, and property realization.
Handling third-party objector proceedings when debtors attempt to conceal assets or stall auctions.
Banking, Micro-Finance & Security Realization:
Executing statutory power of sale for secured creditors holding charges, mortgages, debentures, or chattels.
Advising micro-finance institutions (MFIs), SACCOs, and corporate lenders on loan recovery, debt restructuring, and portfolio management.
Judicial Enforcement & Insolvency Remedies:
Filing Garnishee Proceedings to attach debtor bank accounts and third-party receivables directly.
Initiating corporate liquidation, winding-up petitions, or personal bankruptcy proceedings against persistent non-payers.
High-Conversion Recovery Strategy: We combine assertive legal mechanisms with pragmatic negotiations to maximize debt collection efficiency without unnecessary court delays.
Institutional & Banking Mastery: Led by advocates with proven experience advising micro-finance institutions and corporate creditors on high-value debt recovery.
Nationwide Enforcement Reach: Headquartered in Ruiru (Kiambu) with active representation across Nairobi, regional commercial hubs, and 35+ counties nationwide.
Tired of Broken Promises and Unpaid Invoices? Reclaim control over your business cash flow before bad debts turn uncollectible.